Capital.com is a fantastic option for both novice and seasoned traders thanks to its outstanding research, robust educational content, and cutting-edge web platform. Although Capital.com has less regulatory approval and a smaller selection of markets than the leading brokers in the sector, it nonetheless offers reasonable pricing and a respectable number of tradable symbols (including crypto CFDs).
Customers can trade actual stocks commission-free on Capital.com because to its low forex CFD fees, which are regulated by FCA and CySEC (typically UK and EU clients). The procedure for opening an account is simple and intuitive. Excellent email and live chat assistance is available, with prompt and thorough responses.
On the down side, there are only CFDs (equity, index, crypto – which is not available to UK clients -, commodities, FX) and genuine stocks available, and stock index CFD fees (spreads + overnight fees) are hefty. Australian clients are not able to purchase real stocks. There are no minor account base currencies available.
Pros and drawbacks of Capital.com
Pros
• Exceptionally good instructional books and programs.
• Journalistic research pieces.
• The EUR/USD average spreads for July 2022 are priced competitively at 0.6 pips.
• A wide selection of video footage for market research.
• the mechanism for eQ’s unique AI trading bias detection.
• The game-like interface of the Investmate educational app makes learning entertaining.
• Along with a good selection of more than 6,000 trading symbols, Capital.com offers a wide variety of 477 cryptocurrency CFDs (not available in the U.K. except to expert traders).
Cons
There is no MetaTrader 5 available.
• Is deficient in additional licenses in Tier-1 regulatory jurisdictions (except from the FCA in the UK and the ASIC in Australia).
Can I trust Capital.com?
Capital.com has a Trust Score of 77 out of 99, which is regarded as average-risk. Capital.com does not run a bank and is not a publicly traded company. Capital.com is authorised by two tier-1 regulators (high trust) and one tier-2 regulator (medium trust) (average trust). Tier-1 regulators Australian Securities & Investment Commission (ASIC) and Financial Conduct Authority have granted Capital.com authorization (FCA).
Fees
How much does trading cost me?
On the overall, the broker’s price is approximately typical. However, Capital.com offers spreads that are competitive as well as account options for both amateur and experienced traders.
Overall, Capital.com’s pricing is consistent with the standard for the sector. Retail traders can choose from a universal account option on Capital.com, and those that meet the requirements for optional professional traders can also open a professional account (note: professional clients do not receive the same regulatory protection as retail traders).
Trading expenses: For the EUR/USD, Capital.com displays a dynamic spread of 0.6 pips, which we verified to be the average spread for the month of July 2022.
What is the Capital.com minimum deposit amount?
For deposits made at Capital.com using a credit/debit card, Apple Pay, or PayPal, the minimal amount is $20. The minimal deposit for bank transfers is $250.
Apps for mobile trading
Can I trade on my phone while on the go?
Whether you’re a novice or seasoned trader, Capital.com has you covered with dedicated mobile apps for both trading and education. The MT4 app is also available to MetaTrader devotees.
Overview of apps: The Investmate app for education, the MetaTrader 4 (MT4) app, and Capital.com’s proprietary Trading app are the three mobile trading apps offered by the company. They are all available for iOS and Android users through the Apple App Store and Google Play store, respectively.
I concentrated on the MT4 and Investmate apps from Capital.com for this review. Due to a developer-imposed country limitation, I was unable to install the Trading program. Check out our sister site StockBrokers UK’s review of Capital.com to learn more about its stock trading app for FX trading.
Because of its user-friendly interface and the range of capabilities that come with MetaTrader, practically all brokers offer the MT4 mobile app. Although the MT4 mobile app makes seeing and maintaining positions quick and straightforward, algorithmic trading is not supported—you must use the desktop version instead.
Charting: The mobile charts for MT4 are easy to use and support a wide range of indicators. Simple tasks like drawing trend lines and altering the time range are available, and opening the quick pie menu on a chart is as simple as tapping and holding the chart.
Trading tools: The Tradays app, which needs to be installed separately and is launched from within the MetaTrader app, powers the economic calendar on MT4. You must sign into the MQL5 community in order to utilize the MetaTrader community features in the app.
Additional trading platforms
Devices
What platforms can I use for trading?
The user-friendly web platform from Capital.com is packed with a wealth of useful features, making it a great option. TradingView or MetaTrader are still options for those that choose external platforms.
Three trading platform suites are available through Capital.com: the TradingView web platform, which is renowned for its robust charting, and MetaTrader 4 for desktop and mobile. Without any notable add-ons that would make Capital.com stand out from the finest MetaTrader brokers, it provides the no-frills MT4 experience direct from the developer.
Overview of available platforms: The MetaTrader 4 suite is accessible through Capital.com on Windows, macOS, and the web using any current browser. The proprietary trading platform from Capital.com is a user-friendly web-based platform with a superb mix of features.
The discover tab, in my opinion, is helpful for getting a comprehensive perspective on the market and for quickly identifying the most actively traded, volatile, and rising and falling securities. Additionally, there are ten or more topical indices, pre-defined watchlists that may be altered, and e-sports, electric vehicles, and cryptocurrencies.
The Capital.com web platform, which balances user friendliness with a number of rich features, is a fantastic option for almost all sorts of traders. It falls short of the platform choices made by the top forex brokers in this category.
The MetaTrader platform suite is renowned for its powerful yet user-friendly charts. On MT4, it’s simple to zoom in and out and rearrange windows and tabs. Additionally, it permits dragging and dropping items from the nearly 50 indications on the default list. With a wealth of features and a wide range of tools, including pre-defined watchlists that serve as screeners to monitor the market and sentiment data and integrated research from Trading Central, the Capital.com web platform stands out on its own.
Trading Central: The complete set of Trading Central modules, including Analyst Views, Featured Ideas, and TC Market Buzz, is integrated into the Capital.com web trading platform.
Market analysis
Assessment Can I stay informed about the markets?
The polished research information on Capital.com is well-written, organized, and frequently contains charts and analyses. The broker also provides full integration of Trading Central modules and specialized video playlists.
The market commentary on Capital.com is well-organized, with a variety of theme-specific playlists available on YouTube and the company’s website. Under its news and analysis part, it also provides in-depth pieces, which I found to be really informative. Capital.com’s comprehensive research offering goes above and beyond what I’d anticipate from the typical broker, including commentary on economic basic data points and technical analysis of market data points.
Overview of the research: Within the Capital.com TV area of its website, where videos are organized into playlists, Capital.com provides research in addition to its educational content.
Market news and analysis: The research movies available in the Market Outlooks area are professionally created, covering the weekly outlook and information for specific symbols. Similar to what you might get in a newsroom magazine, the pieces that Capital.com publishes on its website are well-written, connect to sources, and frequently feature charts and analyses. I was impressed overall.
Trading Central: The incorporation of the entire suite of Trading Central’s modules into the web platform of Capital.com serves to further bolster its overall research offering.
Education
Can I learn trading and investing in school?
The Investmate app from Capital.com is solely devoted to investor education, and traders have access to a thorough training program that includes quizzes to assess their financial acumen.
Capital.com is a great option for novices because it offers a wide variety of educational resources, including articles, videos, and a thorough lesson program. This instructional program consists of five courses with a total of 28 lessons, and it concludes with a test meant to evaluate your learning and financial literacy. Even more impressive to me was its Investmate app. It employs a gaming-inspired approach that enables you to learn at your own pace while keeping track of your progress.
Learning center: Capital.com’s YouTube channel offers at least 72 instructive videos, some of which are embedded in its website. It also includes eleven written guides, some of which, like CFD trading and trading psychology, I found to be interesting and detailed. A few of these guides feature additional articles that go into even more depth and go beyond what is provided in an investor glossary to clarify various phrases and topics. Overall, Capital.com’s robust educational selection is on par with the industry’s top brokers.
Investmate is Capital.com’s response to this market trend. Several brokers, including IG, have developed applications solely for the purpose of training traders. A wonderful example of a mobile app that prioritizes teaching while also receiving good marks for usability and a pleasant user experience is Investmate.
There is always room for improvement, and the instructional program at Capital.com might use some growth. This outstanding educational tool might be improved even further by adding more content and enabling the organization of that content by experience level.
Types of accounts
Individual accounts are available as the default account type on Capital.com. You can also create a corporate account, but to do so, you must speak with customer care directly.
Customers are divided into retail and professional categories on Capital.com. Even if you start off as a retail client, you can subsequently become eligible to become a professional client, which would then provide you access to things like larger leverage while trading. You must fulfill the requirements listed below to be eligible:
• 10 trades executed in the previous quarter; these trades must be noteworthy in size and meaningful.
• Your portfolio is worth more than €500,000
• You had at least a year of experience working in the financial sector.
Steps for creating an account
The process of opening an account with Capital.com is incredibly easy, quick, and seamless. Within a day, our account was approved.
The steps to open an account at Capital.com are as follows:
1. You can access the live platform right away after creating an account. As a result, you can get acquainted with the site before trading.
2. Click “Complete registration” on the platform.
3. Review a list of inquiries about your personal information (country of residence, employment status, financial status). The process is easy and entertaining because to the simple design.
4. Respond to inquiries regarding your product-specific knowledge.
5. Pick the currency for your account.
6. Lastly, submit your personal identification (passport, license, or national ID card) and evidence of residency (bank statement, utility bill, etc).
Capital.com will accept the following identification documents:
Identification document, passport, or driver’s license
utility bill or bank statement as evidence of residency
You must upload scanned copies of your identity and address verification documents. Capital.com will quickly verify your account when you have supplied your supporting documentation.
Products and markets
Compared to other CFD brokers, Capital.com offers a wide range of CFD products. But it doesn’t have well-known asset classes like exchange-listed futures, and there aren’t many actual ETFs accessible.
A CFD broker is Capital.com. Check out our CFD trading recommendations to find out more about CFDs.
Disclaimer: Due to leverage, CFDs carry a significant risk of losing money quickly. Trading CFDs with this supplier results in losses for 81.40% of accounts held by regular investors. You should think about your understanding of CFDs’ operation and your ability to bear the substantial risk of financial loss.
Compared to other brokers in a comparable industry, Capital.com offers a wide variety of CFD products.
As of January 2021, the FCA forbade the sale of crypto-derivatives to retail customers in the UK.
The preset leverage levels are large while trading CFDs and currencies, so use caution. It’s nice that the broker lets customers adjust the leverage amount. When you wish to reduce the risk of your trade, the ability to change leverage is a beneficial tool.
ETFs and stocks
Clients of Capital.com are eligible for commission-free stock trading.
The following markets accept stock investments: the US, UK, Germany, France, Italy, Spain, and the Netherlands.
Only clients covered by FCA and CySEC (usually those in the UK and other EU nations) can use this service, and only on the mobile app—where we had trouble setting up the sub account. We attempted to set up a brand-new subaccount for stock trading, but this option was not offered. In the end, a customer service representative had to personally set it up.
Research
On its website, Capital.com offers excellent charting tools and insights. However, we failed to include basic information and additional analytical methods like pattern recognition.
Pros
• Excellent interactive graph
• Easily navigable
• The website offers excellent market analysis.
Cons
There are no available fundamental data.
• No or a small number of analytical tools
The web trading platform of Capital.com includes research tools. Every tool is simple to use, just as the platform itself, and the available languages are the same as on the web site.
Trading concepts
Capital.com does not offer trading suggestions, or analysts’ recommendations for whether to buy, hold, or sell a certain asset. On the other hand, Capital.com TV and the “News and features” section both offer excellent analysis of market developments and assets. You can find these tools on the website. These assessments provide information on what to trade and how to do it.
Safety
Authorities including the top-tier FCA and ASIC have authorized and regulated Capital.com’s group corporations locally. On the down side, it doesn’t publish any financial data and lacks a banking license.
Capital.com is it governed?
The Financial Conduct Authority (FCA) of the UK, the Cyprus Securities and Exchange Commission (CySEC), the Australian Securities and Investments Commission (ASIC), and the Financial Services Authority of Seychelles are just a few examples of the local authorities that have given their local authorization and regulation to Capital.com group entities (FSA).
Can I trust Capital.com?
We strongly suggest that you verify the following two factors to determine whether a brokerage is secure:
• How you will be safeguarded in case of emergency
• What the broker’s background is
How you are safeguarded
The legal entity you are a part of determines whether and to what extent you are protected by investor protection. This helpful spreadsheet allows you to view the available nations and regulators.
In compliance with local laws, Capital.com has suitable insurance plans in place.
Negative balance protection is available from Capital.com. You will be covered if the balance on your account falls below zero.
Background
In 2016, Capital.com was launched. It has offices in London, Australia, Gibraltar, Cyprus, and the Seychelles. The more experience a broker has, the more evidence there is that it has successfully weathered prior financial crises.
To sum up
Great CFD brokers like Capital.com are governed by prestigious agencies like the FCA in the UK and the ASIC in Australia.
The account opening process is incredibly user-friendly, forex CFD costs are reasonable, and customer service is top-notch.
The fact that Capital.com only offers CFDs (equity, index, crypto – the latter not available to UK clients -, commodities, FX) and genuine stocks as trading products is one of the disadvantages. Another is the hefty stock index CFD costs. The web platform does not enable price notifications, and only major currencies are supported as account basis currencies.
Please feel free to try Capital.com because there is no inactivity fee and the account opening process is quick.
Disclaimer: Due to leverage, CFDs carry a significant risk of losing money quickly. Trading CFDs with this supplier results in losses for 81.40% of accounts held by regular investors. You should think about your understanding of CFDs’ operation and your ability to bear the substantial risk of financial loss.
FAQ
How do I make a deposit on Capital.com?
You have a few different options for funding your Capital.com trading account, including bank transfers, credit/debit cards, Apple Pay, and PayPal. Simply select your chosen method under “Fund my account” in the client area or the mobile app. There are no deposit fees at Capital Com.
How much did Capital.com cost to launch?
You must deposit a minimum of $20 ($20 if done by credit/debit card, Apple Pay, or PayPal) into your trading account before you can begin trading at capital com. Once you’ve placed your deposit, you can make investments as low as one dollar at a time.
Accepts PayPal on Capital.com?
If you reside in the UK or the European Union, you may use PayPal to make deposits to your Capital Com Trading account.
How long does it take to create a Capital.com account?
The registration procedure should be finished in around 15 minutes. Capital.com will often authorize your account in less than a day after receiving all of your information and supporting documentation.
How quickly does Capital.com approve my account?
The approval of your account should happen within 48 hours of completing the registration form and uploading all required identification documents. Capital.com will typically authorize your account in less than a day in practice.
How can I find out if Capital.com has authorized my account?
As soon as Capital.com activates your account, you will receive an email notification.
Can I deposit money to Capital.com using a debit card?
Yes, you can use a debit card to make deposits to your Capital.com trading account. Debit card deposits are cost-free, and the money shows up right away on your trading account. Please be aware that Capital.com does not accept deposits from US banks or from US customers, and that you can only use cards that are in your name.
Lower costs and fees?
This was covered in our post about Capital.com fees.
How much does it cost to deposit?
Our comprehensive reference to the Capital.com minimum deposit is continuously updated.
How can you create an account on Capital.com?
Check out our analysis of the Capital.com account opening process.
How does the trading app work?
After reviewing the trading app for Capital.com, here is our professional opinion.
Is the level of customer service acceptable?
Everything you need know about Capital.com’s customer service.
True or false?
All the crucial elements you need to consider to determine whether a broker is secure and legitimate are covered by Is Capital.com.
Free or superior?
A look at actual costs and the veracity of Capital.com’s claim of being free.
Is this broker helpful for beginners?
We looked it up on Is Capital Good for Novices.
On Capital.com, should you purchase your silver bullets?
Examine the Silver Buy on Capital.com guide to find silver bugs.
If Capital.com offers options trading, where can I find them?
Can you trade options on Capital.com? covered the subject.
What is the Capital.com minimum account balance?
See our article What is the minimum account amount at Capital.com for the most recent account balance requirements.
Looking for Capital.com commission and fee information?
They were gathered through commissions and fees from Capital.com.
How may money be taken out of Capital.com?
In How to Withdraw Money on Capital.com, we put it to the test and gathered the available options and fees.
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